We are organising a firework event and are using a professional display company, is this covered by our policy?

Should a display company be responsible for causing injury to a person or damage to property, they would be responsible for picking up any insurance claim.

Your committee should ensure the display company has adequate Public Liability Insurance, ideally at least £10million, that’s in place on the date of your event.

If the display company doesn’t have adequate insurance in place, your committee may be liable as organisers of the overall event. If this should happen your committee would be covered.