If someone suffers from food poisoning or an allergic reaction due to food served at an event is this covered by the policy ?

The policy provides cover to the committee for injury caused by the provision of food and other products. It makes no difference to the cover if the food is made by the committee or if the committee have purchased the food from a third party.

The preparation an provision of food should be covered under the Risk Assessment. More information can be found at https://www.food.gov.uk/business-industry/caterers/food-hygiene/charity-community-groups