Do we need Employers Liability Cover ?

If your committee employs staff it is a legal requirement under Employers Liability (Compulsory Insurance) Act 1969 that you insure against liability for injury, death or disease to their employees arising out of their employment. A committee may unknowingly be classed as an employer in law e.g. a person who regularly cleans the hall and receives and honorarium or a person who cleans the hall and is paid a small amount cash in hand may technically be classed as a employee.